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RACHEL ZAZZERA REAL ESTATE
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Rachel Zazzera's Blog

DRE#01925193
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DRE #01885775

10 Fun Things to Do in San Diego in March 2018- Rachel Zazzera

2/28/2018

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10 Fun Things to Do in San Diego in March 2018- Rachel Zazzera

1. CRSSD Festival
CRSSD Festival is a two-day electronic music festival at the 12 acre San Diego Waterfront Park featuring three stages and 36+ performers. 
Date/Time: Mar 3 - Mar 4, 2018- 12pm
Price: $125-$155
Location: San Diego County Waterfront Park - 1600 Pacific Highway, San Diego, CA 92101
For more information visit CRSSD

2. Finish Chelsea’s Run 5K
8th Annual Finish Chelsea’s Run in honor of Chelsea King. 
Date/Time: Mar 3, 2018- 6:30 AM - 11:00 AM
Price: $10-$150
Location: Balboa Park - 6th Ave & Olive St., San Diego, CA 92103
For more information visit Chelsea's 5K Run

3. San Diego Undy Run/Walk
Participants run in underwear-themed outfits to get people talking about the often tabooed disease of colon cancer. 
Date/Time: Mar 3, 2018 - 7:00 AM - 12:00 PM
Price: $30-$40
Location: 2750 North Mission Bay Drive
For more information visit SD Undy Run/Walk

4. St. Patrick’s Day Half Marathon
Half marathon and 5k, the Green Mile for kids and adults with special needs in Downtown El Cajon.
Date/Time: Mar 4, 2018  - 7:00 AM - 1:00 PM
Price: $15-$75
Location: Downtown El Cajon - Main Street & Magnolia Avenue, El Cajon, CA 92020
For more information visit St. Patrick's Day Marathon

5. Cherry Blossom Festival
13th annual Cherry Blossom Festival
Date: Mar 9 - Mar 11, 2018 - 10:00 AM - 6:00 PM
Price: $12
Location: Japanese Friendship Garden - 2215 Pan American Way E., San Diego, CA 92101
For more information visit Japanese Garden

6. 38th Annual St. Patrick’s Day Parade & Festival
Come experience the largest St. Patrick’s Day Parade west of the Mississippi! 
Date/Time: Mar 17, 2018 - 9:00 AM - 6:00 PM
Price: Free
Location: Sixth Ave & Laurel St., San Diego, CA 92103
For more information visit St. Patrick's Day Parade

7. SeaWorld's Seven Seas Food Festival
Featuring craft beer from favorite local breweries, plus fresh international cuisine. 
Date/Time: Mar 17 - Apr 15, 2018- 10:00 AM - 5:00 PM
Price: Included with park admission.
Location: SeaWorld San Diego - 500 SeaWorld Dr., San Diego, CA 92109
For more information visit SeaWorld

8. San Diego shamROCK
San Diego shamROCK is back to celebrate its 24th year! It’s San Diego’s biggest Saint Patrick’s Day bash. 
Date/Time: Mar 17, 2018 - 4:00 PM - 11:59 PM
Price: $40-$80
Location: Gaslamp Quarter: Main entrance is at 5th Avenue and G Street 5th Avenue
For more information visit ShamROCK

9. San Diego Hot Chocolate 15K & 5K Road Race
15k (9.3 miles) and 5k (3.1 miles) distances
Date/Time: Mar 18, 2018- 6:45 AM
Price: $49-$74
Location: Petco Park, Park Boulevard, San Diego, CA 92101
For more information visit Hot Chocolate Road Race

10. Cirque du Soleil Crystal
An ice experience where world-class ice skaters and acrobats take their new frozen playground by storm with speed and fluidity as they challenge the laws of gravity with a flurry of unexpected acrobatics.
Date: Mar 21 - Mar 25, 2018
Price: Starting at $40
Location: Valley View Casino Center - 3500 Sports Arena Blvd., San Diego, CA 92110
For more information visit Cirque du Soleil Crystal

DRE # 01925193
Photo by Quentin REY on Unsplash
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2914 Anawood Way- Spring Valley | Open House- Listed by Rachel Zazzera

2/16/2018

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2914 Anawood Way- Spring Valley | Open House- Listed by Rachel Zazzera

Come see this turnkey 3 bedroom/2 full bathroom condo Saturday, 2/17 during the open house from 12 to 4 with its own private patio/yard. This is the largest floor plan in the complex with stainless appliances, laminate flooring, central air conditioning, wood burning fireplace, 1 carport space (w/storage) & 1 permanent guest space. Patio leads to a quiet open field. This complex has everything you need: pool, spa, tennis courts, grassy park and BBQ's! Minutes to the 94 freeway, Rancho San Diego Towne Center, Cuyamaca College and so much more!
2914 Anawood Way is listed by Rachel Zazzera. For more information, Rachel Zazzera can be contacted by phone 510.409.3489 or email [email protected]. DRE # 01925193
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The Perfect Neighborhood- Rachel Zazzera

2/14/2018

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The Perfect Neighborhood- Rachel Zazzera

There are many ideas of what makes up the perfect home and perfect neighborhood.  There is no right or wrong answer but there are definitely tradeoffs that need to be made based on your desired living situation.

62% of millennials and 55% of the silent generation (those born 1925 - 1945) would rather live in an area that is walkable and an area that offers a shorter commute to work. This means they are willing to give up living in a detached single-family home or maybe even continue to rent. They essentially pay more for the location versus the size of the home. 

55% of gen x-ers and baby boomers have more desire to live in a larger home, take a longer commute and do not mind driving to amenities. These neighborhoods tend to be quieter and lined with predominantly homes rather than businesses.

Having children makes the biggest difference as to whether or not a family chooses to live in a walkable community versus a more suburban living. 60% of people with school-age children prefer a large home (most likely detached single-family) with a yard. In general, 53% of people would prefer to live in areas where the homes have smaller yards but are in walkable areas. 

Overall, if you choose to live in a walkable neighborhood, plan on having little to no yard, and a smaller home. If you choose to live away from businesses and a neighborhood that is not walkable, you can choose to have a larger home and yard.
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Top 5 Reasons For Not Closing Escrow On Time- Rachel Zazzera

2/7/2018

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Top 5 Reasons For Not Closing Escrow On Time- Rachel Zazzera

No real estate transaction is perfect and no matter how smoothly you think the process may go, there is usually some kind of hick-up along the way. Many of the problems will be out of your control, but almost always, there is a way to make everything right.

Here is a list of the top 5 common problems when it comes to closing the deal:

1. Financing- It is always important to get pre-approved when getting ready to shop for a home. This is important to for many reasons but mainly to see what you can afford and to show sellers that you are a serious/ready buyer. With a pre-approval, the lender collects a lot of information about you to obtain the amount you can afford. Some of these items include W-2's or any other income for the past 2 years, copy of bank statements, etc. Even after collecting all of this information, once you get into an escrow, there are other things that come up that the lender asks for. The lender receives a copy of the contract that you submit to the seller, and based off of the contract, the lender may need additional information or have issues with what is written in the contract.  Most of the time, the issues related to financing occur at a point while you are in escrow and not during the initial pre-approval process.

2. Appraisal- Another part of the financing issue specifically deals with the appraisal value. When taking a loan on a home, the lender will always require an appraiser to inspect the home and give their opinion on the value. In a market like we are experiencing today, buyers are continually placing bids on homes that are extremely over the asking price and in some cases, over the homes value. When appraisals come in lower than what the agreed purchase price is on the home, lenders will not lend the full purchase price. The lender will only lend up to the appraised value. It will be up to the buyers to come up with the difference in appraisal value and offered purchase price. This is normally very difficult to do, because this amount is on top of the amount of money the buyer is already putting down (i.e. 20%, 10%, etc).

​3. Home Inspection-  A home inspector checks the entirety of a home at the surface level and gives a general idea of any issues that they may find. This meaning, a home inspector is not an expert on all things that a home is made of. Example, if the home inspector thinks the roof of a home is slightly aged, he/she will state in the report that a roof contractor will need to give their own opinion. Once the home is checked out and the buyers are ready to submit their "request for repairs", it is difficult to come to an agreement between buyer and seller as to what the sellers will fix and/or give credit for.

4. Title- In California, a title report is always requested and should be investigated by all parties to the transaction.  The title report shows if there are any liens on a home, who actually has ownership of the home, any easements on a property, etc, etc. A buyer will want to make sure the title report comes out clean (all liens paid off, the actual owner signing off on the purchase agreement) prior to taking ownership of the home.

5. Contingencies- There is a count down of days for buyers to perform their due diligence to see if they actually want to proceed with purchasing a home. Contingencies include but are not limited to: inspection, appraisal and loan. All contingencies need to be removed prior to closing escrow. If buyers fail to remove any one contingency, it can hold up the close. Buyers would normally remove contingencies after certain expectations are met (i.e. the buyer performs all inspections, the appraisal comes back at the purchase price, and the loan clears with no conditions).
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